The AOPA World Mastercard automatically earns 4% cash back on select AOPA purchases, 3% cash back on the first $2,500 in quarterly spending at select aviation-related partners like Sporty’s, Jeppesen and Aircraft Spruce, 2% cash back at FBOs, flight schools and on fuel (aviation and auto) and 1% cash back on all other purchases. We won’t call the AOPA Credit Card unairworthy, but we will recommend pilots find plastic that’ll generate a little more cash-back lift and donate whatever portion of that to AOPA instead-we imagine everyone, including our beloved AOPA, will see better performance this way. Though the Mastercard World Travel benefits aren’t awful, similar perks and then some can be found with other, better cards. For the auto gas STCers out there, this probably won’t be too much of an issue. Check statements to determine how any given pump has categorized. Many FBOs and self-serve stations at the flight line instead are categorized as “Transportation Services.” For this reason, a card that rewards an all-around 2% cash back is likely to return more. It may be worth noting that while we wish they would, not all 100LL and JetA pumps will be categorized as fuel, meaning that not all fueling spots will earn the bonus rewards of a card that offers higher cash-back at gas stations or on fuel. That’s what, 100 hours of decently affordable wet rental on a Skyhawk? To earn $320 on an unlimited 2% cash-back card, a cardholder needs to spend only $16,600. We can’t imagine doing it, but even with maxing spend in the 3% category each quarter (perhaps by buying a fancy new headset every few months from Sporty’s or buying all-paper charts from Jeppeson for the whole universe and spending an annual total of $10,000 the maximum cash back return would be $300. But let’s be generous and imagine that would be a total of $20 in cash back from the top-earning category. In reality, we imagine it’d be much less. AOPA Flight Instructor Refresher Courses (online or in person)Įven the most avid AOPA supporter isn’t likely to spend more than maybe an average of $500 in a year on AOPA products.Let’s pull out our E6Bs-err, we mean accounting calculators-and figure out what the rate of climb spend would need to be to do better than a flat 2% cash-back rewards card:Įligible purchases that will earn the 4% cash back on AOPA purchases include: The card doesn’t offer major payload beyond the cash back earning-its additional benefits are mostly limited to the Mastercard World Travel benefits and zero liability and ID theft protections. The card offers 4% cash back on select AOPA purchases, 3% cash back on the first $2,500 in quarterly spending at select aviation-related partners, 2% cash back at FBOs, flight schools and on fuel (aviation and auto) and 1% cash back on all other purchases. As well as improving your productivity and flexibility, it can enhance your privacy and security.The AOPA World Mastercard isn’t a flat spin, but it’s definitely more “power-on stall” than “chandelle” where credit cards for pilots are concerned. The first step to purchasing the aircraft of your dreams is to get pre-approved. #Aircraft finance calculator upgradeĬiti Private Bank offers tailored financing strategies, whether you’re looking to finance a private aircraft, upgrade your aircraft, or free up your existing aircraft’s equity for other purposes. Gain insight into the mysterious world of acquiring and financing aircraft with a publication covering air law, economics, taxation, accounting, insurance. Our loan calculator tool allows you to calculate your monthly aircraft loan payments using various loan terms, interest rates, down payments and loan. Our team of specialists are both aviation. Sellers will not take you seriously if you're not ready to buy.įollow our 4 easy steps below to get you ready! Your personal finance manager will get you pre-approved and structure the ideal loan to make the cost of owning. Our financial specialist will review your application and match you with one of our trusted lenders - Getting the best rates and terms for your needs! LightStream online lending offers unsecured personal loans for auto, home improvement and practically anything else, at low rates for those with good credit. The lender will need to see supporting documents for what was stated on the application. Having these completed and prepared will speed up the pre-approval process! Don’t worry though, we will supply you with a checklist to ensure everything goes smoothly! These may include Tax returns, W-2’s, pay stubs etc.
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